Legal

Terms of Service

Effective May 29, 2026  ·  Last updated May 29, 2026

These Terms of Service ("Terms") govern your access to and use of the Pinnacle AI Toolkit, the website at pinnaclelifestyleshift.ai, and any related services (collectively, the "Services"), provided by Pinnacle Lifestyle Shift Inc. ("Pinnacle," "we," "us," or "our").

By enrolling, paying, or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1. The Service

The Pinnacle AI Toolkit is a digital product bundle that includes:

The optional VIP upgrade adds lifetime askpatrickai.ai access, a deal-teardown video library, a priority WhatsApp room, and a Pro Spreadsheet Pack with advanced SOPs.

2. Enrollment & Payment

The base Pinnacle AI Toolkit is offered at a one-time price of $149 USD. The optional VIP upgrade is $200 USD, also one-time. Prices are subject to change for future buyers but are honored for completed enrollments. All payments are processed by Stripe, Inc.

You are responsible for any applicable taxes, duties, or governmental fees. Pinnacle does not collect sales tax on digital products in jurisdictions where it is not required to do so.

3. License & Access

Upon successful payment, Pinnacle grants you a non-exclusive, non-transferable, revocable license to access and use the Services for your personal or business real estate investing activities. You may not:

"Lifetime access" means access for as long as Pinnacle continues to operate the Services. We will provide reasonable advance notice if we discontinue the Services.

4. Refund Policy

30-day money-back guarantee. If the Pinnacle AI Toolkit does not meet your expectations within thirty (30) days of your enrollment date, email [email protected] with your order details and we will refund the full purchase amount.

5. No Professional Advice

The Services provide educational information, tools, and frameworks. The Services do not constitute:

You should consult licensed professionals — including a certified public accountant, attorney, and real estate broker — before acting on any output from the Services. Patrick Dowling is a real estate investor and educator, not your CPA, attorney, or registered investment adviser.

6. Earnings & Results Disclaimer

Real estate investing involves risk, including the risk of capital loss. Past performance does not guarantee future results. Testimonials and case studies presented in our marketing materials reflect actual client and personal outcomes but are not typical and are not a guarantee that you will achieve similar results. Your results depend on your effort, market conditions, capital, prior experience, and other factors outside our control. See our full Earnings Disclaimer for additional detail.

7. User Conduct

You agree not to use the Services or the private community to:

We may suspend or terminate access for violations without refund.

8. Third-Party Services

The Services rely on third-party platforms including OpenAI (GPT infrastructure), WhatsApp, Stripe, Resend, Twilio, and others. Their availability, terms, and pricing are outside our control. We are not responsible for third-party outages or changes that affect the Services.

9. Intellectual Property

All content, software, prompts, calculators, SOPs, videos, and branding within the Services are owned by Pinnacle Lifestyle Shift Inc. or our licensors and are protected by copyright, trademark, and other intellectual property laws. The license granted in Section 3 is the entirety of the rights conveyed to you.

10. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Services will be uninterrupted, error-free, or secure.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, PINNACLE'S AGGREGATE LIABILITY TO YOU FOR ANY CLAIM ARISING FROM OR RELATED TO THE SERVICES IS LIMITED TO THE AMOUNT YOU PAID PINNACLE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM. IN NO EVENT WILL PINNACLE BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING LOST PROFITS OR LOST INVESTMENT OPPORTUNITIES.

12. Indemnification

You agree to indemnify and hold harmless Pinnacle Lifestyle Shift Inc., its officers, employees, contractors, and affiliates from any claim, loss, liability, or expense (including reasonable attorneys' fees) arising from your use of the Services, your breach of these Terms, or your violation of any law or third-party right.

13. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Nevada, USA, without regard to conflict-of-laws principles. Any dispute arising from these Terms or the Services will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. The seat of arbitration is Clark County, Nevada. You and Pinnacle each waive any right to a jury trial and any right to participate in a class action.

14. Changes to These Terms

We may modify these Terms from time to time. Material changes will be communicated by email or a prominent notice on the Services. Continued use after notice constitutes acceptance.

15. Contact Us

Pinnacle Lifestyle Shift Inc.
Email: [email protected]
Website: pinnaclelifestyleshift.ai

See also: Privacy Policy  ·  Earnings Disclaimer